Broadly, the activities of the National Housing Bank can be divided into the following three major sub-heads:

a. Regulation and Supervision: NHB exercises regulatory and supervisory authority over the Housing Finance Companies (HFCs). These Companies are required to obtain Certificate of Registration (CoR) from NHB for commencing/carrying on the business of a housing finance institution under Section 29 A of the NHB Act; and are required to comply with Directions, Guidelines and other directives issued by NHB.

b. Promotion and Development: NHB operates as the apex Development Finance Institution (DFI) for the housing sector. The policies of NHB are directed towards promotion and development of housing finance institutions and the sector in general. The development of human resources is sought through training programmes, seminars and symposia on matters related to housing for the officials of the Housing Finance Companies (HFCs), Commercial Banks and Public Housing Agencies. Besides, NHB has taken up a number of Research Studies to facilitate development of sector on sound and healthy lines. The Bank has also launched ‘NHB Residex’; a price index for residential properties in six cities to begin with; and the same is proposed to be extended to various other cities in due course.

c. Financing: NHB raises resources for deployment towards increasing new housing stock and provides housing refinance to a large set of retail institutions. These include eligible scheduled commercial banks, scheduled state cooperative banks, scheduled urban cooperative banks, specialized housing finance institutions, apex cooperative housing finance societies and agriculture and rural development banks. In addition, the Bank has also extended financial support to the housing schemes formulated by Public Housing Agencies. Non Government Organisations (NGOs) and Micro Finance Institutions (MFIs) are also considered for financing to cater to the needs of the economically weaker sections of the society.

NHB is an officer oriented Organisation and has the following departments:

1. Regulation and Supervision
2. Resource Mobilization and Management
3. Board and CMD Secretariat
4. Refinancing Operations
5. Legal
6. Project Finance
7. Information Technology
8. Development and Risk Management
9. Residex
10. Enabling Processes

Various posts/scales in the Bank are as specified below:

Scales of Pay :

NHB Officers’ Scales of Pay are as per IBA scales of pay applicable in Banks.

Appointment of Central Public information Officer under the Right to Information Act 2005:

In terms of Section 5(1) of the Right to Information Act, 2005, the undernoted has been designated as Central Public Information Officer for National Housing Bank to provide information to citizens requesting for the same under the said Act:

Making an Application under the Right to Information Act, 2005

Citizens of India will have to make the request for information in writing, clearly specifying the information sought under the Right to Information Act, 2005. The application for request should give the contact details (postal address, telephone number, fax number, email address) so that the applicants can be contacted for clarifications if required. Since as per the Act, information can be furnished only to citizens of India , citizen status should be indicated as well.

The request for obtaining information under the Right to Information Act, 2005 needs to be accompanied by the requisite application fee by way of cash against proper receipt or by DD or bankers' cheque payable to NHB. The fee can also be paid into NHB's Bank Accounts, details of which are as under:

Current A/c No: 52142903844 maintained with State Bank of Hyderabad , Scope Complex, New Delhi.