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Deposit Schemes

Deposit Schemes

National Housing Bank – Deposit Schemes – list of Unclaimed Deposit Account

Notice: Discontinuation of Term Deposit Schemes

NHB SUNIDHI TERM DEPOSIT Scheme and NHB SUVRIDHI DEPOSIT SCHEME have been discontinued w.e.f. 01/08/2017

The details of the schemes are available on following links:

  • NHB SUNIDHI Term Deposit Scheme: It is a term deposit scheme for Individuals/HUFs/Partnerships/Societies & Trusts & Association of persons. The minimum deposit in the scheme is Rs. 50,000 with a maturity period ranging from 12 months to 60 months.(Scheme discontinued w.e.f. 01/08/2017)
  • NHB SUVRIDDHI (Tax Saving) Term Deposit Scheme: It is a tax saving deposit scheme for individuals & HUFs U/S 80 C  of Income Tax Act. The minimum deposit in the scheme is Rs. 10,000 and thereafter in multiple of Rs. 10,000 with a fixed maturity of 60 months. Individuals & HUFs can invest maximum  Rs. 1,00,000 in the scheme.(Scheme discontinued w.e.f. 01/08/2017)
  • Special Term Deposit Scheme for HFCs: The scheme is applicable only to the Housing Finance Companies accepting deposit from public. HFCs can make a minimum deposit of Rs. 25,00,000 and thereafter in multiple of Rs. 5,00,000 for a maturity ranging from 18 months to 60 months.