National Housing Bank

REFINANCE ASSISTANCE FROM NHB

A number of Primary Lending Institutions (PLIs) are currently active in the housing finance sector in India. The institutions provide finance to individual borrowers, builders, corporate houses etc. for purchase/construction of houses and for repair / upgradation of existing house.With the objective of providing long-term funds to these institutions, NHB extends refinance in respect of the loans extended by them. The following categories of institutions are eligible to take refinance from NHB:

Revised Guidelines For Housing Finance Companies (HFCs)
Revised Guidelines For Scheduled Commercial Banks (SCBs)
Revised Guidelines For Regional Rural Banks (RRBs)

a.	Prepayment Conditions w.e.f. 01-07-2015
b.	Housing Finance Company
c.	Scheduled Commercial Banks
d.	Scheduled Urban Cooperative Banks
e.	Regional Rural Banks
f.	State Level Apex Co-operative Housing Finance Companies
g.	Agriculture and Rural Development Banks
h.	New Schemes
i.	Revised Guidelines for RHF and UHF
j.	NHB – World Bank : LIHF Project
K.	Refinance Scheme under Affordable Housing Fund
l.	Booklet on Refinance Schemes of National Housing Bank (New)
m.	Promoting Green Housing Refinance Scheme under arrangement with Agence Française de Développement (AFD), France