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Supervision
The Bank supervises the Housing Finance Companies (HFCs) through a system of on-site inspections based on CAMELS approach where capital adequacy, asset quality, management aspects, earnings, liquidity and systems and control are examined keeping in view the requirements of the National Housing Bank Act, 1987 and the Regulations prescribed by RBI. For offsite monitoring and surveillance, Bank is dependent on the periodic returns and other information submitted by the HFCs to the Department of Supervision.
