Right to Information Act, 2005
The Government of India has enacted the Right to Information Act, 2005 which has come into effect from October 12, 2005. The Right to Information under this Act is meant to give to the citizens of India access to information under control of public authorities to promote transparency and accountability in these organizations.
NHB’s Obligation under the Act
The National Housing Bank (NHB) was established on July 9, 1988 under an Act of the Parliament viz. the National Housing Bank Act, 1987. National Housing Bank is a public authority as defined in the Right to Information Act, 2005. As such, NHB is obliged to provide information to members of public.
Activities of National Housing Bank:
Broadly, the activities of the National Housing Bank can be divided into the following three major sub-heads:
a. Supervision: NHB exercises supervisory authority over the Housing Finance Companies (HFCs). These Companies are required to obtain Certificate of Registration (CoR) from NHB for commencing/carrying on the business of a housing finance institution under Section 29 A of the NHB Act; and are required to comply with Directions, Guidelines and other directives issued by NHB.
b. Promotion and Development: NHB operates as the apex Development Finance Institution (DFI) for the housing sector. The policies of NHB are directed towards promotion and development of housing finance institutions and the sector in general. The development of human resources is sought through training programmes, seminars and symposia on matters related to housing for the officials of the Housing Finance Companies (HFCs), Commercial Banks and Public Housing Agencies. Besides, NHB has taken up a number of Research Studies to facilitate development of sector on sound and healthy lines. The Bank has also launched ‘NHB Residex’; a price index for residential properties in six cities to begin with; and the same is proposed to be extended to various other cities in due course.
c. Financing: NHB raises resources for deployment towards increasing new housing stock and provides housing refinance to a large set of retail institutions. These include eligible scheduled commercial banks, scheduled state cooperative banks, scheduled urban cooperative banks, specialized housing finance institutions, apex cooperative housing finance societies and agriculture and rural development banks. In addition, the Bank has also extended financial support to the housing schemes formulated by Public Housing Agencies. Non Government Organisations (NGOs) and Micro Finance Institutions (MFIs) are also considered for financing to cater to the needs of the economically weaker sections of the society.
Departments of NHB:
NHB is an officer oriented Organisation and has the following departments:
- Accounts Department
- Audit Department
- Board and MD Secretariat
- Compliance Department
- Department of Supervision (DOS)
- Inspection
- Government Schemes
- Credit Guarantee Fund Trust for Low Income Housing
- HR & Admin Department
- Knowledge Centre
- Rajbhasha
- IT Department
- MRCPD & Corporate Communication
- MIS Cell
- Premises Department
- Legal & Recovery Department
- RTI Cell
- Refinance Department
- Project Finance Department
- Resource Mobilisation and Management Department (RMMD)
- Risk Management Department (RMD)
- Vigilance Department
Organizational Structure of NHB:
NHB is headed by a full time Managing Director, supported by Executive Directors, Head of Departments and other Officers under them. A high powered Board of Directors comprising of Directors nominated by the Reserve Bank of India, top Government officials and eminent independent professionals guide the affairs of NHB. NHB’s Head Office is in New Delhi. It has a regional office in Mumbai and Representative offices in Hyderabad, Bengaluru, Kolkata & Ahmedabad.
Particulars of present MD of NHB are as under:
Shri S.K. Hota
Managing Director
National Housing Bank,
Core 5A, 5th floor,
India Habitat Centre, Lodhi Road,
New Delhi – 110 003
Grades At NHB
Various posts/scales in the Bank are as specified below:
Post/Scale | Grade |
Executive Director | Special Grade |
General Manager(s) (Scale VII) | Top Executive Grade |
Deputy General Managers (Scale VI) | Top Executive Grade |
Asst. General Managers (Scale V) | Senior Management Grade |
Regional Managers (Scale IV) | Senior Management Grade |
Managers (Scale III) | Middle Management Grade |
Deputy Managers (Scale II) | Middle Management Grade |
Assistant Managers (Scale I) | Junior Management Grade |
Scales of Pay :
NHB Officers’ Scales of Pay are as per IBA scales of pay applicable in Banks.
In terms of Section 5(1) of the Right to Information Act, 2005, the undernoted has been designated as Central Public Information Officer for National Housing Bank to provide information to citizens requesting for the same under the said Act:
Name | Shri Aditya Sharma |
Designation | Deputy General Manager |
Contact Address | National Housing Bank, Core 5A, India Habitat Centre, Lodhi Road , New Delhi – 110 003 |
Contact Phone No | 011-39187060 |
E-Mail id: | aditya[dot]sharma[at]nhb[dot]org[dot]in |
Name | Ms. Rekha Surti |
Designation | Assistant General Manager |
Contact Address | National Housing Bank, Core 5A, India Habitat Centre, Lodhi Road , New Delhi – 110 003 |
Contact Phone No | 011-39187067 |
E-Mail id: | rekha[dot]surti[at]nhb[dot]org[dot]in |
Name | Shri Rahul Bhave |
Designation | Executive Director |
Contact Address | National Housing Bank, Core 5A, India Habitat Centre, Lodhi Road, New Delhi – 110 003 |
Contact Phone No | 011-39187000 |
E-mail Id. | faa_rti[at]nhb[dot]org[dot]in |
Section 4(1)(d) |
Information to be published under the Act |
(2) |
Replies to questions asked in the parliament |
Section 4(2) |
Information to be published under the Act |
(1) |
No. Of employees against whom Disciplinary action has been proposed/ taken |
Citizens of India will have to make the request for information in writing, clearly specifying the information sought under the Right to Information Act, 2005. The application for request should give the contact details (postal address, telephone number, fax number, email address) so that the applicants can be contacted for clarifications if required. Since as per the Act, information can be furnished only to citizens of India , citizen status should be indicated as well.
The request for obtaining information under the Right to Information Act, 2005 needs to be accompanied by the requisite application fee by way of cheque or Bank Draft drawn in the name of National Housing Bank or by cash against proper receipt or Indian Postal Order in the name of Accounts Officer of National Housing Bank or through NEFT into NHB’s Bank Account, details of which are as under:
Name of Account: National Housing Bank
Name of Bank: ICICI Bank Ltd
Address of the branch: 9 A, Phelps building, Inner Circle, Connaught place, New Delhi- 110001
Name of the branch: New Delhi: Connaught Place
Account No: 000705001504
Account Type: Current
MICR Code: 110229002
IFSC Code of the Branch: ICIC0000007
Note: Please do not deposit cash in the above mentioned account. Only NEFT is permissible.