National Housing Bank

Right To Information

Information under Right to Information Act (RTI)

Right to Information Act, 2005

The Government of India has enacted the Right to Information Act, 2005 which has come into effect from October 12, 2005. The Right to Information under this Act is meant to give to the citizens of India access to information under control of public authorities to promote transparency and accountability in these organizations.

NHB’s Obligation under the Act

The National Housing Bank (NHB) was established on July 9, 1988 under an Act of the Parliament viz. the National Housing Bank Act, 1987. National Housing Bank is a public authority as defined in the Right to Information Act, 2005. As such, NHB is obliged to provide information to members of public.

Activities of National Housing Bank:

Broadly, the activities of the National Housing Bank can be divided into the following three major sub-heads:

a. Supervision: NHB exercises supervisory authority over the Housing Finance Companies (HFCs). These Companies are required to obtain Certificate of Registration (CoR) from NHB for commencing/carrying on the business of a housing finance institution under Section 29 A of the NHB Act; and are required to comply with Directions, Guidelines and other directives issued by NHB.

b. Promotion and Development: NHB operates as the apex Development Finance Institution (DFI) for the housing sector. The policies of NHB are directed towards promotion and development of housing finance institutions and the sector in general. The development of human resources is sought through training programmes, seminars and symposia on matters related to housing for the officials of the Housing Finance Companies (HFCs), Commercial Banks and Public Housing Agencies. Besides, NHB has taken up a number of Research Studies to facilitate development of sector on sound and healthy lines. The Bank has also launched ‘NHB Residex’; a price index for residential properties in six cities to begin with; and the same is proposed to be extended to various other cities in due course.

c. Financing: NHB raises resources for deployment towards increasing new housing stock and provides housing refinance to a large set of retail institutions. These include eligible scheduled commercial banks, scheduled state cooperative banks, scheduled urban cooperative banks, specialized housing finance institutions, apex cooperative housing finance societies and agriculture and rural development banks. In addition, the Bank has also extended financial support to the housing schemes formulated by Public Housing Agencies. Non Government Organisations (NGOs) and Micro Finance Institutions (MFIs) are also considered for financing to cater to the needs of the economically weaker sections of the society.

Departments of NHB:

NHB is an officer oriented Organisation and has the following departments:

- Accounts Department
- Audit Department
- Board and MD Secretariat
- Compliance Department
- Department of Supervision (DOS)
  - Inspection
- Government Schemes
  - Credit Guarantee Fund Trust for Low Income Housing
- HR & Admin Department
  - Knowledge Centre
  - Rajbhasha
- IT Department
- MRCPD & Corporate Communication
  - MIS Cell
- Premises Department
- Legal & Recovery Department
  - RTI Cell
- Refinance & Project Finance Department
- Resource Mobilisation and Management Department (RMMD)
- Risk Management Department (RMD)
- Vigilance Department

Organizational Structure of NHB:

NHB is headed by a full time Managing Director, supported by Executive Directors, Head of Departments and other Officers under them. A high powered Board of Directors comprising of Directors nominated by the Reserve Bank of India, top Government officials and eminent independent professionals guide the affairs of NHB. NHB’s Head Office is in New Delhi. It has a regional office in Mumbai and Representative offices in Hyderabad, Bengaluru, Kolkata & Ahmedabad.

Particulars of present MD of NHB are as under:

Shri S.K. Hota
Managing Director
National Housing Bank,
Core 5A, 5th floor,
India Habitat Centre, Lodhi Road,
New Delhi – 110 003
Tel: 011-24642722
Fax: 011-24649030

Grades At NHB

Various posts/scales in the Bank are as specified below:

Post/Scale	Grade
Executive Director	Special Grade
General Manager(s) (Scale VII)	Top Executive Grade
Deputy General Managers (Scale VI)	Top Executive Grade
Asst. General Managers (Scale V)	Senior Management Grade
Regional Managers (Scale IV)	Senior Management Grade
Managers (Scale III)	Middle Management Grade
Deputy Managers (Scale II)	Middle Management Grade
Assistant Managers (Scale I)	Junior Management Grade

Scales of Pay :

NHB Officers’ Scales of Pay are as per IBA scales of pay applicable in Banks.

Appointment of Central Public information Officer under the Right to Information Act 2005:

In terms of Section 5(1) of the Right to Information Act, 2005, the undernoted has been designated as Central Public Information Officer for National Housing Bank to provide information to citizens requesting for the same under the said Act:

Name	Sh. Sourav Seal
Designation	Deputy General Manager
Contact Address	National Housing Bank, Core 5A, India Habitat Centre, Lodhi Road , New Delhi – 110 003
Contact Phone No	011-39187104
Fax No.	011-24646988
E-Mail id:	sourav.seal@nhb.org.in

Alternate Central Public Information Officer:

Name	Shri Vineet Singhal
Designation	Deputy General Manager
Contact Address	National Housing Bank, Core 5A, India Habitat Centre, Lodhi Road , New Delhi – 110 003
Contact Phone No	011-39187042
Fax No.	011-24682285
E-Mail id:	vineet.singhal@nhb.org.in

Further, the Bank has appointed following officer as Appellate Authority:

Name	Shri K. Chakravarthy
Designation	General Manager
Contact Address	National Housing Bank, Core 5A, India Habitat Centre, Lodhi Road, New Delhi – 110 003
Contact Phone No	011-39187103
Fax No.	011-24649030
E-mail Id.	kulasekhara.chakravarthy@nhb.org.in

Section 4(1)(b) of the Right to Information Act, 2005

Section 4(1)(b)	Information to be published under the Act
(i)	The particulars of the organisation, functions and duties
(ii)	The powers and duties of its officers and employees
(iii)	The procedure followed in the decision making process, including channels of supervision and accountability
(iv)	Norms set by the Bank for the discharge of its functions
(v)	Rules, regulations, instructions, manuals and records, held by the Bank or under its control or used by its employees for discharging its functions
(vi)	Statement of Categories of Documents that are held by the National Housing Bank or under its Control
(vii)	Particulars of any arrangement that exists for consultation with, or representation by, the members of the public in relation to the formulation of its policy or implementation thereof
(viii)	Boards, Councils, Committees and other Bodies constituted as part of the Public Authority
(ix)	A directory of its officers and employees
(x)	Monthly remuneration received by its officers and employees, including the system of compensation as provided in its regulations
(xi)	The budget allocated to each of its agency, indicating the particulars of all plans, proposed expenditures and reports on disbursements made
(xii)	The manner of execution of subsidy programmes, including the amounts allocated and the details and beneficiaries of such programmes
(xiii)	Particulars of recipients of concessions, permits or authorisations granted
(xiv)	Details in respect of the information, available to or held by it, reduced in an electronic form
(xv)	The particulars of facilities available to citizens for obtaining information, including the working hours of a library or reading room, if maintained for public use
(xvi)	Names, designations and other particulars of Public Information Officers
(xvii)	Such other information as may be prescribed under section 4(i) (b)(xvii)

Section 4(1)(d) of the Right to Information Act, 2005

Section 4(1)(d)	Information to be published under the Act
(2)	Replies to questions asked in the parliament

Section 4(2) of the Right to Information Act, 2005

Section 4(2)	Information to be published under the Act
(1)	No. Of employees against whom Disciplinary action has been proposed/ taken

Making an Application under the Right to Information Act, 2005

Citizens of India will have to make the request for information in writing, clearly specifying the information sought under the Right to Information Act, 2005. The application for request should give the contact details (postal address, telephone number, fax number, email address) so that the applicants can be contacted for clarifications if required. Since as per the Act, information can be furnished only to citizens of India , citizen status should be indicated as well.

The request for obtaining information under the Right to Information Act, 2005 needs to be accompanied by the requisite application fee by way of cheque or Bank Draft drawn in the name of National Housing Bank or by cash against proper receipt or Indian Postal Order in the name of Accounts Officer of National Housing Bank or through NEFT into NHB’s Bank Account, details of which are as under:

Name of Account: National Housing Bank
Name of Bank: ICICI Bank Ltd
Address of the branch: 9 A, Phelps building, Inner Circle, Connaught place, New Delhi- 110001
Name of the branch: New Delhi: Connaught Place
Account No: 000705001504
Account Type: Current
MICR Code: 110229002
IFSC Code of the Branch: ICIC0000007
Note: Please do not deposit cash in the above mentioned account. Only NEFT is permissible.